Home Mortgage Fresno, Mortgage Loans and Refinance, 30 Year Fixed Rate

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If you are one of the 550,000 that live in Fresno and you are thinking about refinancing your home loan then welcome to our page. We are introducing the new HARP 2.0 loans for residents that may be underwater on their existing loan.

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Fresno Mortgage Rates & Refinance

Refinance Aliso Viejo, CA

If you get in your car and drive about 200 miles north of Los Angeles you will have to drive right into the heart of Fresno, the 5th largest city in CA. With that many people living the California dream we know that at any given time for one reason or another residents are thinking about a new and improved home loan or mortgage in Fresno. We would love the opportunity to help you with your journey of finding the right loan program that fits your needs. Many new home buyers are in need of Fixed rates such as the ever popular 30 Year fixed rate, and it's little cousin the 15 Year Fixed Rate.

If your need is to refinance into lower rates so you can pull some cash out for perhaps some debt consolidation or maybe your thinking about some home improvements in your Fresno residence. We are here 5 days a week, ready to assist you with anything you may need.

There are many different popular loan programs such as variable adjustable mortgages, jumbo loans; interest only loans and we can even help you with FHA or VA loans. Whatever the loan program or your needs, let's up help you be happy and find that we are always exceeding clients needs.

George Fortin - Senior Mortgage Banker NMLS#345283

Elite Mortgage

Address: 684 W Cromwell Ave #101, Fresno CA
Phone: (559) 436-6880
www.elitemortgageloans.com

 

Refinancing Aliso Viejo, CAWe are mortgage planners helping you achieve the American Dream through careful planning & strategy.
Our goal is to help "demystify" the process for you. We'll answer important questions, help you to do your research and plan financially to make the best decision possible for you and your family. Some things we think you should know: We offer a 'lowest closing cost' guarantee in writing. We can close in as little as two weeks. Just say the word, and we'll rush your application. We offer a free detailed analysis of whether it makes sense for you to refinance.
Refinance and Mortgage, Aliso Viejo, CA Homeowners whose mortgage balance exceeds the current property value know the futility of trying to refinance. Refinancing options for so-called "underwater" mortgages are limited because most lenders require some equity in the property — ideally about 20 percent. However, borrowers should not give up hope. Options do exist.
Refinance with Appraisal Waiver to purchase Home or RefinanceIf you go with Government Back Loans Since the 1930s, the Federal Housing Administration has been helping families become homeowners with a set of programs commonly known as FHA mortgages. These loans are not just for first time buyers and are available to everyone looking to purchase or refinance a home. Someone who has a lower credit score by a few credit problems or no traditional credit could obtain FHA financing. You can purchase a home with little as a 3.5% down payment.
Home Affordable Refinance Program - Harp If you meet certain criteria, your "underwater" loan may be eligible for a refinance through the Home Affordable Refinance Program, or HARP 2.0. First, there is unlimited loan to value. Secondly, at the time you apply, you are current on your mortgae payments. You have one 30-day late payment in the past 12 months, but none in the past 6 months. Third, either Fannie Mae or Freddie Mac must own the loan prior to May 31st, 2009. You can find a loan lookup tool Making Home Affordable Web site.